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The scheme is intended to provide comprehensive health insurance coverage to all serving employees of the State Government including the High Court of Kerala who are covered under the existing Kerala Government Servants Medical Attendant Rules [KGSMA Rules, 1960] and pensioners. This also includes newly recruited employees and their family, part time contingent employees, part time teachers, teaching, non-teaching staff of aided schools and colleges and their family and pensioners and their spouses and family pensioners on compulsory basis, and all Civil Service officers serving under the Government of Kerala on optional basis.

The objective of MEDISEP is to provide comprehensive health insurance coverage to all serving employees and their families, who are covered under the existing Kerala Government Servants Medical Attendant Rules [KGSMA Rules, 1960], and pensioners & their spouses and family pensioners, on compulsory basis and all Civil Service officers serving under the Government of Kerala on optional basis. In addition to the above mentioned categories, employees and pensioners of the universities which receive Grant-in-Aid from the State Government and Local Self Government Institutions and the directly recruited personal staff of the Chief Minister, Ministers, Leader of Opposition, Chief Whip, Speaker, Deputy Speaker, Chairmen of the Financial Committees and personal staff pensioners/family pensioners shall also be considered as beneficiary for this scheme.

This Scheme envisages cashless treatment facility.

There shall be no age limit for the beneficiaries/dependants except dependant child/children.

Dispute Resolution and Grievance Redressal.

Employees

All serving employees of State Government including teaching and non teaching staff of Aided Schools and Colleges, employees of LSG Institutions and Universities in the State.